{"id":24,"date":"2026-06-15T09:53:01","date_gmt":"2026-06-15T07:53:01","guid":{"rendered":"https:\/\/homes-marbella.com\/?p=24"},"modified":"2026-06-19T18:51:52","modified_gmt":"2026-06-19T16:51:52","slug":"buying-a-home-in-marbella-as-a-foreigner","status":"publish","type":"post","link":"https:\/\/homes-marbella.com\/sv\/buying-a-home-in-marbella-as-a-foreigner\/","title":{"rendered":"Att k\u00f6pa hus i Marbella som utl\u00e4nning"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Att k\u00f6pa hem i Marbella \u00e4r oftast enklare f\u00f6r utl\u00e4ndska k\u00f6pare \u00e4n de f\u00f6rv\u00e4ntar sig.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e4r du har en spanska<strong> NIE-nummer<\/strong> och ett spanskt bankkonto, \u00e4r processen mycket lik den f\u00f6r lokala k\u00f6pare. Den huvudsakliga skillnaden \u00e4r att utl\u00e4ndska k\u00f6pare vanligtvis beh\u00f6ver tillhandah\u00e5lla mer dokumentation, genomg\u00e5 noggrannare identitetskontroller och bevisa sina medel, samt ibland erh\u00e5lla bol\u00e5negodk\u00e4nnande.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Do You REALLY Need a Lawyer?  |  with David Posadas Alvarez &amp; Kirti Mirpuri  #costadelsol\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/ul-ZnfXgzzI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Marbella forts\u00e4tter att locka k\u00f6pare<\/strong> fr\u00e5n Storbritannien, Tyskland, Skandinavien, Nederl\u00e4nderna, USA och Mellan\u00f6stern, bland m\u00e5nga andra l\u00e4nder. Vissa k\u00f6pare bes\u00f6ker flera g\u00e5nger innan de v\u00e4ljer ett hem. Andra bes\u00f6ker en g\u00e5ng, skriver under hos notarien eller slutf\u00f6r processen p\u00e5 distans med en advokat och fullmakt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nyckeln \u00e4r enkel: <strong>f\u00f6rbered dig ordentligt innan du \u00e5terupptar<\/strong>\u00e4r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/homes-marbella.com\/sv\/buying-a-home-in-marbella-as-a-foreigner\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kan utl\u00e4nningar k\u00f6pa fastigheter i Marbella?<\/a><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ja. Utl\u00e4ndska medborgare kan k\u00f6pa fastigheter i Marbella, oavsett om de \u00e4r EU-medborgare eller medborgare utanf\u00f6r EU.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Marbella ligger i provinsen M\u00e1laga, i Andalusien, Spanien. Detta inneb\u00e4r att k\u00f6pare f\u00f6ljer <a href=\"https:\/\/administracion.gob.es\/pag_Home\/en\/Tu-espacio-europeo\/derechos-obligaciones\/ciudadanos\/residencia\/compraventa-bienes-inmuebles\/notarias-registros-propiedad.html\" type=\"link\" id=\"https:\/\/administracion.gob.es\/pag_Home\/en\/Tu-espacio-europeo\/derechos-obligaciones\/ciudadanos\/residencia\/compraventa-bienes-inmuebles\/notarias-registros-propiedad.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Spansk fastighetsr\u00e4tt<\/strong><\/a>, andalusiska skatteregler och lokala stadsplaneringsbest\u00e4mmelser fr\u00e5n Marbellas stadshus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00f6r de flesta k\u00f6pare \u00e4r de v\u00e4sentliga startpunkterna:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Giltigt pass<\/li>\n\n\n\n<li>NIE-nummer<\/li>\n\n\n\n<li>Spanskt bankkonto<\/li>\n\n\n\n<li>Bevis p\u00e5 medel<\/li>\n\n\n\n<li>KYC-dokumentation<\/li>\n\n\n\n<li>Advokat<\/li>\n\n\n\n<li>Bol\u00e5nepatient godk\u00e4nnande, om finansiering beh\u00f6vs<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Steg 1: Definiera din budget innan visning<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Innan du tittar p\u00e5 bost\u00e4der b\u00f6r du f\u00f6rst\u00e5 din verkliga k\u00f6pkraft.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Din budget b\u00f6r inkludera:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ink\u00f6pspris<\/li>\n\n\n\n<li><a href=\"https:\/\/spainpropertytax.com\/\" type=\"link\" id=\"https:\/\/spainpropertytax.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Skatter<\/a><\/li>\n\n\n\n<li>Juridiska avgifter<\/li>\n\n\n\n<li>Notariearvoden<\/li>\n\n\n\n<li>Lantm\u00e4teriavgifter<\/li>\n\n\n\n<li>Bol\u00e5nekostnader, om till\u00e4mpligt<\/li>\n\n\n\n<li>M\u00f6jliga renoverings- eller inredningskostnader<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En k\u00f6pare med 800 000 \u20ac tillg\u00e4ngliga b\u00f6r inte enbart leta efter fastigheter f\u00f6r 800 000 \u20ac. Den totala anskaffningskostnaden m\u00e5ste beaktas fr\u00e5n b\u00f6rjan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Steg 2: <a href=\"https:\/\/www.wecaremortgages.com\/\" type=\"link\" id=\"https:\/\/www.wecaremortgages.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ta bol\u00e5n<\/a> F\u00f6rhandsgodk\u00e4nnande om n\u00f6dv\u00e4ndigt<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Om du beh\u00f6ver finansiering, prata med en bol\u00e5nem\u00e4klare eller bank innan du l\u00e4gger bud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Utl\u00e4ndska k\u00f6pare ombeds ofta att tillhandah\u00e5lla:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pass<\/li>\n\n\n\n<li><a href=\"https:\/\/sede.policia.gob.es\/portalCiudadano\/_en\/tramites_extranjeria_tramite_asignacion_nie.php\" type=\"link\" id=\"https:\/\/sede.policia.gob.es\/portalCiudadano\/_en\/tramites_extranjeria_tramite_asignacion_nie.php\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>NEJ<\/strong><\/a>, om redan tillg\u00e4ngligt<\/li>\n\n\n\n<li>Skatte\u00e5terb\u00e4ring<\/li>\n\n\n\n<li>L\u00f6nespecifikationer eller f\u00f6retagskonton<\/li>\n\n\n\n<li>Bankkontoutdrag<\/li>\n\n\n\n<li>Kreditrapport<\/li>\n\n\n\n<li>Inkomstbevis<\/li>\n\n\n\n<li>Bevis p\u00e5 befintliga tillg\u00e5ngar och skulder<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bol\u00e5n f\u00f6r icke-residenter \u00e4r m\u00f6jliga, men godk\u00e4nnandeprocessen tar tid. Att ha ett f\u00f6rhandsgodk\u00e4nnande ger dig en starkare position vid f\u00f6rhandlingar.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Spanish-NIE-Number-for-Property-Buyers-1024x683.png\" alt=\"Spanish NIE number document next to a passport and Spanish flag, required for foreign property buyers in Spain.\" class=\"wp-image-148\" srcset=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Spanish-NIE-Number-for-Property-Buyers-1024x683.png 1024w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Spanish-NIE-Number-for-Property-Buyers-300x200.png 300w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Spanish-NIE-Number-for-Property-Buyers-768x512.png 768w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Spanish-NIE-Number-for-Property-Buyers.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">NIE-numret \u00e4r ett av de f\u00f6rsta dokumenten som utl\u00e4ndska k\u00f6pare beh\u00f6ver innan de k\u00f6per en fastighet i Marbella.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Steg 3: Ans\u00f6k om ditt NIE-nummer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The NIE is the <strong>foreigner identification number<\/strong> used in Spain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You need it for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Buying property<\/li>\n\n\n\n<li>Paying taxes<\/li>\n\n\n\n<li>Opening a bank account<\/li>\n\n\n\n<li>Signing at the notary<\/li>\n\n\n\n<li>Registering ownership<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Your lawyer can often help arrange the NIE, and in many cases this can be done through Power of Attorney.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 4: <a href=\"https:\/\/hagcli.bancosantander.es\/#\/contact-data\/landing-contact-data?campaign=205\" type=\"link\" id=\"https:\/\/hagcli.bancosantander.es\/#\/contact-data\/landing-contact-data?campaign=205\" target=\"_blank\" rel=\"noreferrer noopener\">Open a Spanish Bank Account<\/a><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most buyers open a Spanish bank account before completion.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Open-a-Spanish-Bank-Account-for-Property-Purchase-1024x683.png\" alt=\"Foreign property buyers opening a Spanish bank account and reviewing required documents before purchasing property in Marbella.\" class=\"wp-image-147\" srcset=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Open-a-Spanish-Bank-Account-for-Property-Purchase-1024x683.png 1024w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Open-a-Spanish-Bank-Account-for-Property-Purchase-300x200.png 300w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Open-a-Spanish-Bank-Account-for-Property-Purchase-768x512.png 768w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Open-a-Spanish-Bank-Account-for-Property-Purchase.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Most foreign buyers open a Spanish bank account before completing a property purchase in Spain.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">You may need to provide:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pass<\/li>\n\n\n\n<li>NEJ<\/li>\n\n\n\n<li>Proof of address<\/li>\n\n\n\n<li>Inkomstbevis<\/li>\n\n\n\n<li>Bankkontoutdrag<\/li>\n\n\n\n<li>Source of funds<\/li>\n\n\n\n<li>Tax residency information<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Spanish banks must follow KYC and anti-money laundering rules, so be prepared to explain where the funds come from.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to <a href=\"https:\/\/www.sepblac.es\/en\/\" type=\"link\" id=\"https:\/\/www.sepblac.es\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>SEPBLAC (Spain&#8217;s Executive Service for the Prevention of Money Laundering and Monetary Offences)<\/strong><\/a>, you must demonstrate how the purchase is being financed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is normal and should not be left until the last moment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 5: Choose a Lawyer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An independent lawyer is essential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Experienced firms such as Manzanares Lawyers and other Marbella-based legal companies can support foreign buyers with a full-service package, including NIE, bank account support, legal checks, contracts and notary coordination.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your lawyer should check:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ownership<\/li>\n\n\n\n<li><a href=\"https:\/\/www.registradores.org\/-\/cuando-cuesta-una-nota-simple-en-un-registro-de-la-propiedad\" type=\"link\" id=\"https:\/\/www.registradores.org\/-\/cuando-cuesta-una-nota-simple-en-un-registro-de-la-propiedad\" target=\"_blank\" rel=\"noreferrer noopener\">Nota Simple<\/a><\/li>\n\n\n\n<li>Existing debts<\/li>\n\n\n\n<li>Building licences<\/li>\n\n\n\n<li>Community fees<\/li>\n\n\n\n<li>Property taxes<\/li>\n\n\n\n<li>Planning situation<\/li>\n\n\n\n<li>First Occupation Licence, where applicable<\/li>\n\n\n\n<li>Tourist licence status, if relevant<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For busy buyers and pure investors, a strong lawyer and local buying team can make the process almost fully remote.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 6: Reserve the Property<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once you agree terms, the property is usually reserved.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A typical reservation deposit may range from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20ac6,000 to \u20ac20,000+<\/li>\n\n\n\n<li>Higher amounts for <a href=\"https:\/\/homes-marbella.com\/sv\/luxury-homes-for-sale-in-marbella\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/luxury-homes-for-sale-in-marbella\/\" target=\"_blank\" rel=\"noreferrer noopener\">luxury properties<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The reservation agreement normally takes the property off the market for a short period while legal checks begin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not treat the reservation as a formality. The conditions, deadlines and refund terms should be clear before signing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 7: Legal Due Diligence<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is where your lawyer confirms whether the property is safe to buy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lawyer normally reviews:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Land Registry information<\/li>\n\n\n\n<li>Seller identity and ownership<\/li>\n\n\n\n<li>Debts or charges<\/li>\n\n\n\n<li>Community debts<\/li>\n\n\n\n<li>IBI and rubbish tax<\/li>\n\n\n\n<li>Licences<\/li>\n\n\n\n<li>Planning compliance<\/li>\n\n\n\n<li>Mortgage cancellation, if needed<\/li>\n\n\n\n<li>Contract conditions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For villas and older <a href=\"https:\/\/homes-marbella.com\/sv\/beachfront-homes-for-sale-in-marbella\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/beachfront-homes-for-sale-in-marbella\/\" target=\"_blank\" rel=\"noreferrer noopener\">beachfront homes<\/a>, it is also wise to involve an architect or technical surveyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 8: Sign the Arras Contract<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once the checks are satisfactory, buyers usually sign a private purchase contract, often called the Arras contract.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At this stage, the buyer commonly pays around 10% of the <a href=\"https:\/\/homes-marbella.com\/sv\/marbella-property-prices-2026\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/marbella-property-prices-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">purchase price<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The contract should clearly state:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Final purchase price<\/li>\n\n\n\n<li>Completion date<\/li>\n\n\n\n<li>Items included<\/li>\n\n\n\n<li>Penalties if either party withdraws<\/li>\n\n\n\n<li>Mortgage conditions, if agreed<\/li>\n\n\n\n<li>Property condition<\/li>\n\n\n\n<li>Legal obligations before completion<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is one of the most important stages in the process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step 9: Complete at the Notary<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The final purchase is completed before a Spanish notary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At completion:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The public deed is signed<\/li>\n\n\n\n<li>The balance is paid<\/li>\n\n\n\n<li>Keys are handed over<\/li>\n\n\n\n<li>Ownership is transferred<\/li>\n\n\n\n<li>The property is registered in your name<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Some buyers attend personally. Others sign through their lawyer using Power of Attorney.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Buying Remotely Is Possible<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many international buyers do not spend weeks in Marbella.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some buyers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit once to choose the property<\/li>\n\n\n\n<li>Come only for the notary signing<\/li>\n\n\n\n<li>Complete fully remotely<\/li>\n\n\n\n<li>Buy as investors based on numbers and due diligence<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For investors, the key is reliable data:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ink\u00f6pspris<\/li>\n\n\n\n<li>Expected rental income<\/li>\n\n\n\n<li>Running costs<\/li>\n\n\n\n<li>Community fees<\/li>\n\n\n\n<li>Skatter<\/li>\n\n\n\n<li>Maintenance<\/li>\n\n\n\n<li>Exit potential<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A beautiful property is not enough. The numbers must make sense.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Taxes and Costs for Foreign Buyers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Foreign buyers pay the same purchase taxes as local buyers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In Andaluc\u00eda, typical purchase costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transfer Tax (ITP) for resale properties<\/li>\n\n\n\n<li>VAT (IVA) for <a href=\"https:\/\/homes-marbella.com\/sv\/new-build-homes-for-sale-in-marbella\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/new-build-homes-for-sale-in-marbella\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>new-build properties<\/strong><\/a><\/li>\n\n\n\n<li>Stamp Duty (AJD)<\/li>\n\n\n\n<li>Juridiska avgifter<\/li>\n\n\n\n<li>Notariearvoden<\/li>\n\n\n\n<li>Lantm\u00e4teriavgifter<\/li>\n\n\n\n<li>Mortgage-related costs, if financing is used<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Your lawyer should provide a full cost estimate before you commit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is Marbella a Good Place for Foreign Buyers?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Marbella remains one of the strongest international property markets in Spain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/homes-marbella.com\/sv\/best-areas-to-buy-a-home-in-marbella\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/best-areas-to-buy-a-home-in-marbella\/\" target=\"_blank\" rel=\"noreferrer noopener\">The area offers<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>International schools<\/li>\n\n\n\n<li>Private healthcare<\/li>\n\n\n\n<li>Golf courses<\/li>\n\n\n\n<li>Beach clubs<\/li>\n\n\n\n<li>Luxury marinas<\/li>\n\n\n\n<li>Strong rental demand<\/li>\n\n\n\n<li><a href=\"https:\/\/homes-marbella.com\/sv\/living-in-marbella\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/living-in-marbella\/\" target=\"_blank\" rel=\"noreferrer noopener\">Excellent lifestyle<\/a><\/li>\n\n\n\n<li>Year-round international community<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If managed correctly, property in Marbella can be a wonderful <a href=\"https:\/\/homes-marbella.com\/sv\/marbella-property-investment-guide\/\" type=\"link\" id=\"https:\/\/homes-marbella.com\/marbella-property-investment-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">lifestyle investment,<\/a> rental asset and long-term wealth position.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Like every investment, it must be checked carefully.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Why-Foreign-Buyers-Choose-Marbella-1024x683.png\" alt=\"International lifestyle in Marbella featuring luxury marina, golf courses, international schools, private healthcare and Mediterranean coastal living.\" class=\"wp-image-151\" srcset=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Why-Foreign-Buyers-Choose-Marbella-1024x683.png 1024w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Why-Foreign-Buyers-Choose-Marbella-300x200.png 300w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Why-Foreign-Buyers-Choose-Marbella-768x512.png 768w, https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/Why-Foreign-Buyers-Choose-Marbella.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Marbella attracts buyers from around the world with its lifestyle, infrastructure, climate and international community.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/costaprimerealty.com\/city\/marbella\/\" type=\"link\" id=\"https:\/\/costaprimerealty.com\/city\/marbella\/\"><strong>Buying a home in Marbella<\/strong><\/a> as a foreigner is not complicated when the process is managed properly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The most important steps are preparation, reliable legal support, clear financial planning and realistic due diligence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once the NIE, bank account, <strong>KYC<\/strong> checks and funds are organised, the process is very similar to buying as a local resident.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For international buyers, the best approach is to build the right team before making an offer. That usually means a trusted real estate advisor, an experienced lawyer, a mortgage broker if needed and, for higher-value properties, a technical specialist or architect.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the right structure, buying in Marbella can be secure, efficient and highly rewarding.<\/p>","protected":false},"excerpt":{"rendered":"<p>Buying a home in Marbella is usually more straightforward for foreign buyers than they expect. Once you have a Spanish NIE number and a Spanish bank account, the process is very similar to that for local buyers. The main difference is that foreign buyers usually need to provide more documentation, undergo more thorough identity checks [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":64,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,11,10],"class_list":["post-24","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-buyers-guide-marbella","tag-process","tag-tax"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can Foreigners Buy Property in Marbella Spain?<\/title>\n<meta name=\"description\" content=\"Learn the complete buying process, taxes, costs and legal requirements for foreign property buyers in Marbella.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/homes-marbella.com\/sv\/buying-a-home-in-marbella-as-a-foreigner\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can Foreigners Buy Property in Marbella Spain?\" \/>\n<meta property=\"og:description\" content=\"Learn the complete buying process, taxes, costs and legal requirements for foreign property buyers in Marbella.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/homes-marbella.com\/sv\/buying-a-home-in-marbella-as-a-foreigner\/\" \/>\n<meta property=\"og:site_name\" content=\"Homes for Sale in Marbella\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-15T07:53:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-19T16:51:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/buying-a-home-in-marbella-as-a-foreigner1-1024x683.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"ADMIN\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ADMIN\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minuter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/\"},\"author\":{\"name\":\"ADMIN\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/#\\\/schema\\\/person\\\/2e03c25b7e1b0b4db6caa1d54b9453a0\"},\"headline\":\"Buying a Home in Marbella as a Foreigner\",\"datePublished\":\"2026-06-15T07:53:01+00:00\",\"dateModified\":\"2026-06-19T16:51:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/\"},\"wordCount\":1185,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/homes-marbella.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/buying-a-home-in-marbella-as-a-foreigner1.png\",\"keywords\":[\"Buyers Guide Marbella\",\"Process\",\"Tax\"],\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"sv-SE\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/\",\"url\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/\",\"name\":\"Can Foreigners Buy Property in Marbella Spain?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/homes-marbella.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/buying-a-home-in-marbella-as-a-foreigner1.png\",\"datePublished\":\"2026-06-15T07:53:01+00:00\",\"dateModified\":\"2026-06-19T16:51:52+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/#\\\/schema\\\/person\\\/2e03c25b7e1b0b4db6caa1d54b9453a0\"},\"description\":\"Learn the complete buying process, taxes, costs and legal requirements for foreign property buyers in Marbella.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#breadcrumb\"},\"inLanguage\":\"sv-SE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"sv-SE\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#primaryimage\",\"url\":\"https:\\\/\\\/homes-marbella.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/buying-a-home-in-marbella-as-a-foreigner1.png\",\"contentUrl\":\"https:\\\/\\\/homes-marbella.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/buying-a-home-in-marbella-as-a-foreigner1.png\",\"width\":1536,\"height\":1024,\"caption\":\"A complete guide for international buyers looking to purchase property in Marbella, Spain, including legal requirements, costs and financing options.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/buying-a-home-in-marbella-as-a-foreigner\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/homes-marbella.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Buying a Home in Marbella as a Foreigner\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/#website\",\"url\":\"https:\\\/\\\/homes-marbella.com\\\/\",\"name\":\"Homes for Sale in Marbella\",\"description\":\"Helping International Buyers Find Their Perfect Marbella Home\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/homes-marbella.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sv-SE\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/homes-marbella.com\\\/#\\\/schema\\\/person\\\/2e03c25b7e1b0b4db6caa1d54b9453a0\",\"name\":\"ADMIN\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sv-SE\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/506e6f8ffe86b1f792e1432b7feb082afd97abbf28cee84b43f143c7cda050e0?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/506e6f8ffe86b1f792e1432b7feb082afd97abbf28cee84b43f143c7cda050e0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/506e6f8ffe86b1f792e1432b7feb082afd97abbf28cee84b43f143c7cda050e0?s=96&d=mm&r=g\",\"caption\":\"ADMIN\"},\"url\":\"https:\\\/\\\/homes-marbella.com\\\/sv\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can Foreigners Buy Property in Marbella Spain?","description":"Learn the complete buying process, taxes, costs and legal requirements for foreign property buyers in Marbella.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/homes-marbella.com\/sv\/buying-a-home-in-marbella-as-a-foreigner\/","og_locale":"sv_SE","og_type":"article","og_title":"Can Foreigners Buy Property in Marbella Spain?","og_description":"Learn the complete buying process, taxes, costs and legal requirements for foreign property buyers in Marbella.","og_url":"https:\/\/homes-marbella.com\/sv\/buying-a-home-in-marbella-as-a-foreigner\/","og_site_name":"Homes for Sale in Marbella","article_published_time":"2026-06-15T07:53:01+00:00","article_modified_time":"2026-06-19T16:51:52+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/buying-a-home-in-marbella-as-a-foreigner1-1024x683.png","type":"image\/png"}],"author":"ADMIN","twitter_card":"summary_large_image","twitter_misc":{"Written by":"ADMIN","Est. reading time":"6 minuter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#article","isPartOf":{"@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/"},"author":{"name":"ADMIN","@id":"https:\/\/homes-marbella.com\/#\/schema\/person\/2e03c25b7e1b0b4db6caa1d54b9453a0"},"headline":"Buying a Home in Marbella as a Foreigner","datePublished":"2026-06-15T07:53:01+00:00","dateModified":"2026-06-19T16:51:52+00:00","mainEntityOfPage":{"@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/"},"wordCount":1185,"commentCount":0,"image":{"@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#primaryimage"},"thumbnailUrl":"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/buying-a-home-in-marbella-as-a-foreigner1.png","keywords":["Buyers Guide Marbella","Process","Tax"],"articleSection":["Uncategorized"],"inLanguage":"sv-SE","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/","url":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/","name":"Can Foreigners Buy Property in Marbella Spain?","isPartOf":{"@id":"https:\/\/homes-marbella.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#primaryimage"},"image":{"@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#primaryimage"},"thumbnailUrl":"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/buying-a-home-in-marbella-as-a-foreigner1.png","datePublished":"2026-06-15T07:53:01+00:00","dateModified":"2026-06-19T16:51:52+00:00","author":{"@id":"https:\/\/homes-marbella.com\/#\/schema\/person\/2e03c25b7e1b0b4db6caa1d54b9453a0"},"description":"Learn the complete buying process, taxes, costs and legal requirements for foreign property buyers in Marbella.","breadcrumb":{"@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#breadcrumb"},"inLanguage":"sv-SE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/"]}]},{"@type":"ImageObject","inLanguage":"sv-SE","@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#primaryimage","url":"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/buying-a-home-in-marbella-as-a-foreigner1.png","contentUrl":"https:\/\/homes-marbella.com\/wp-content\/uploads\/2026\/06\/buying-a-home-in-marbella-as-a-foreigner1.png","width":1536,"height":1024,"caption":"A complete guide for international buyers looking to purchase property in Marbella, Spain, including legal requirements, costs and financing options."},{"@type":"BreadcrumbList","@id":"https:\/\/homes-marbella.com\/buying-a-home-in-marbella-as-a-foreigner\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/homes-marbella.com\/"},{"@type":"ListItem","position":2,"name":"Buying a Home in Marbella as a Foreigner"}]},{"@type":"WebSite","@id":"https:\/\/homes-marbella.com\/#website","url":"https:\/\/homes-marbella.com\/","name":"Hem till salu i Marbella","description":"Helping International Buyers Find Their Perfect Marbella Home","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/homes-marbella.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"sv-SE"},{"@type":"Person","@id":"https:\/\/homes-marbella.com\/#\/schema\/person\/2e03c25b7e1b0b4db6caa1d54b9453a0","name":"ADMIN","image":{"@type":"ImageObject","inLanguage":"sv-SE","@id":"https:\/\/secure.gravatar.com\/avatar\/506e6f8ffe86b1f792e1432b7feb082afd97abbf28cee84b43f143c7cda050e0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/506e6f8ffe86b1f792e1432b7feb082afd97abbf28cee84b43f143c7cda050e0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/506e6f8ffe86b1f792e1432b7feb082afd97abbf28cee84b43f143c7cda050e0?s=96&d=mm&r=g","caption":"ADMIN"},"url":"https:\/\/homes-marbella.com\/sv\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/posts\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":10,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/posts\/24\/revisions"}],"predecessor-version":[{"id":401,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/posts\/24\/revisions\/401"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/media\/64"}],"wp:attachment":[{"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/media?parent=24"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/categories?post=24"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/homes-marbella.com\/sv\/wp-json\/wp\/v2\/tags?post=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}